Electrician insurance is a specialized coverage package designed to protect electricians from the unique risks of their trade. It typically includes general liability insurance, which covers property damage and bodily injury claims, and may also include professional liability, tools and equipment coverage, commercial auto, and workers’ compensation. Whether working on residential, commercial, or industrial sites, electricians face hazards like electrical fires, falls, or accidental damage. This insurance ensures financial protection against lawsuits, accidents, and job-related losses. For licensed electricians and electrical contractors, carrying the right insurance isn’t just smart—it’s often required by law, clients, or local licensing boards.
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