How Smoking and Drinking Affects Life Insurance for Dads
In case you are a smoker or a drinker, it is likely that your life insurance will be more expensive and it is because smoking and drinking are serious threats to health like heart disease, stroke, and lung cancer. Insurers are aware of the fact that these are the root cause of health problems which can lead to death, and that’s why they charge more to cover the extra risk.
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